About Us
Championing
Financial Inclusion
Inspired by the researcher’s experiences in a community with limited access to formal financial services
About Aluung
This platform facilitates the digital management of group finances, fostering stronger social ties and enabling deeper insights into how technology can drive financial inclusion in contexts like Cameroon's micro-entrepreneurial landscape. Aluung is dedicated to financial inclusion for the unbanked and underserved mostly at the bottom of the economic pyramid or for people who have such roots in collectivist societies and want to maintain or promote these traditional ways of banking and building social ties. Aluung reimagines these traditions using technology. We digitize traditional Village Savings and Loans Associations (VSLAs) and Rotating Savings and Credit Associations (ROSCAs) through an intuitive, global mobile app. Offering secure digital wallets, seamless loans, and community-driven tools. Aluung empowers users with 24/7 visibility transforming informal savings into a pathway for economic empowerment and growth. Aluung takes away the heavy lift of financial management and accounting which creates friction in these groups, creating the time for groups to focus on strengthening and extending group ties.
Our Story
Aluung is built on the proven strength of community-based financial systems like VSLAs and ROSCAs, which have long supported families and communities across Africa through collective savings and mutual support. Drawing from this legacy, Aluung combines deep financial expertise with modern technology to strengthen and scale these community-driven practices, bridging tradition with innovation to help millions build financial resilience and long-term opportunity.
Goal
Aluung aims to help potential inclusive financing investors capture 2% of the world's ROSCAs and VSLAs, digitizing informal savings networks that manage over $500 billion annually. By scaling such platforms across Africa, broader developing world where collectivists societies thrive and diaspora communities in Europe and North America, potential investors could target unlocking $1 billion in accessible finance and fostering sustainable micro-business growth.
Our Mission & Vision
Aluung aims to digitize traditional savings, investments and loans groups in collectivist societies by offering free tools that promote financial inclusion, while utilizing user data to further academic research via a PhD study on fintech adoption, social capital and social collateral. It seeks to lead the creation of sustainable financial ecosystems in emerging markets through technology-informed insights from academic research, thereby empowering communities with fair access to credit and economic growth opportunities.
Mission
Aluung digitizes traditional savings, investments and loans groups in collectivist societies, providing free tools to enhance financial inclusion while leveraging user data to advance academic research through PhD studies on fintech adoption, social capital and social collateral.
Vision
To pioneer sustainable financial ecosystems in emerging markets by integrating technology-driven insights from academic research, empowering communities to achieve equitable access to credit and economic opportunities.
Our Team Meet The Team
Aluung has been developed through the voluntary contributions (time and effort) of family, friends, and supporters, without any paid employees. This collaborative effort underscores our commitment to academic and community-driven innovation. This diverse team of volunteers (fintech experts, software engineers, and social impact enthusiasts) is united by a shared goal: making financial services accessible to all.
Yimnai Nerus CEO / CTO
Maxline Ateh COO
Lambiv Gills Software Engineer
Randy Kwalar Software Engineer
Chung UI/UX Designer
Our Core Values
Digitizing savings and loans for the unbanked, bringing financial inclusion to your fingertips.
